Rates are historically low so this is great news that the BoC agrees and is keeping all the same. Great article from my colleague Dr Sherry Cooper please check it out. Oh and one thing to note, these lower rates can mean larger penalties if you break your term early. Bank of Canada Holds Rate […]

Addbacks and Offsets: Qualifying for Rental Investments It may sound like we’re talking about football formations here, but if you are considering the purchase of a rental property or already own a rental property, knowing about addbacks and offsets is an important concept to understand when qualifying for your next mortgage. Addbacks and offsets are […]